Budget – If we based on the necessities of life, then you will be dizzy because the needs of your life are endless.Infinite human needs while the tools to satisfy the needs of these very limited. At the same time, it is possible that one person has a lot of desire. So, you may now try to close my eyes to you. Think about what you want? Write down your wishes on a plain paper in the form of a list. Then certainly be much on a paper wish list.
Based on a large number of such a need, then everyone has to make a budget. A budget is an important concept in regulating finance. in general budget. Refer to the list of plan costs and income. With your spending budget, the more controlled and neat. Your financial condition will not be garbled and are on point.
A. The Benefits of Creating a Budget.
Make budget gives many advantages for you. It’s just that people rarely realize some of the benefits you get if you create a budget
• a budget teaches you how to control your money. Not money controlling you.
• a budget will help you to split so that a portion of your income can be saved and others can be used to invest.
• comply with the budget that you have set up, you can have budgeted a little cash that you can use at any time.
• the budget will make you focus on the main needs of the family.
• the budget also can make your home life better. If you compile your household budget with both then you and your partner can also plan a better future.
• the existence of a good budget you can escape from the various forms of debt.
B. Budget Keep You From the Consumerist Nature Of.
You realize or not current consumerist life patterns have become cultural. If we want to think broadly. consumerist life patterns not only attached to women but also on men. In other words the current consumerist life pattern of attacking all circles of society.
A few things you need to do to avoid the consumerist behavior as follows:
• Make it a priority scale
Everyone must have a lot of needs. But in economic theory need to be categorized into three, namely primary, secondary and tertiary. Well relates to this you have to start making the scale of priority over the needs of your deployment strategy is the best way to control your finances. Starting from the main ones, save, pay the mortgage, the insurance payment until spending for cost of living, the point is not to your income is spent for the needs of your life at this time. Moreover, only to meet the desire of shopping.
• Control self
After you assign top priority to seek out opportunities to save on expenses that you already plan the strategy change, for example, you buy. If during this you really like buying branded goods there is no harm if you replace that product with the usual but the quality is almost the same
Create a monthly budget is an effective step to prevent you from consumptive behavior. For example: within a budget you’ve created you only plan to buy shoes and clothes if you are consistent with your budget that you create will not be an outing to the supermall and bought a bunch of stuff you don’t need.
C. Budget successful vacation ever so fun
As an ordinary man. You and your spouse certainly never feel tired. No doubt you want to eliminate the fatigue it with something refreshing them with leisure. But leisure is sometimes is not possible if the financial condition of the budget. How many families postpone and restrain their desire to travel due to the financial conditions which do not allow.
However, you can leisure if you have a detailed budget. That is, if you want to prepare your weekend fun, you have to prepare everything clearly. One way to create a budget.
When you are planning a holiday then there are several things that you need to set up from scratch;
• the purpose
Please specify your destination, the destination that you specify it later would be very influential on a number of budgets do you have to prepare.
• the number of
Count the number of friends, family who will participate in the event.
Arrange the plan from the beginning where the saj on visit
Determine the date became a very important thing in your vacation plans. With regard to the time and day, you must determine how long you will be on vacation. While you are on vacation all workloads you should be completed first so as not to interfere with your vacation time.
• Accommodation and transportation.
You have to prepare all the accommodation is, of course, that did not escape from the list of your plan is the transportation how will you reach the tourist attractions for its transport, you have to calculate these costs include the cost of meals and lodging as well.
If you already determine the matter above, then you should calculate the amount of the budget that you have to prepare. You have to prepare the Fund actually does not have to be in large quantities but rather focus on sufficient activities during the holiday and the most important budget not to concede.